Inspired by the pavements in the UK ( most of them are asphalt ?! ) took my camera out , made some reference shots and recreated the material in Substance.
Took it a little further in Unreal and made a normal overlay to get the stripey effect observed in different angles and a layer to paint puddles ( can't be the UK without some puddles. )
Available for free on Gumroad : https://gum.co/WZpa